BORROW MORE WITH LESS MONEY DOWN

Apex Lending   mortgages can help you buy the home you love today. Our underwriting approach may allow you to qualify for more financing than traditional lenders offer. We offer flexible down payments ranging from 10-50%, even on jumbo loans. If you’re looking for low down payment mortgage loans, take a look at our interest-only loan. Think of it as more house, less headache.

MORE HOUSE

Affordable Down Payments


Put as little as 10% down with no mortgage insurance required.

Buy More House


Qualify for more financing with flexible debt-to-income limits.

No Fees. No Catch.


No application, origination, or other lender fees.

LESS HEADACHE

Painless Pre-Qualification


Discover the real rates you pre-qualify for online.

Compete With All-Cash Offers


Apex Lending   fully underwrites borrowers at the pre-approval stage.

Fast Financing


We’ll help you close quickly, so you can get in your new home in no time.

CHOOSE THE MORTGAGE THAT WORKS FOR YOU


30-Year Fixed

Enjoy fixed
payments that won't change
over time.

10% down. No PMI.
30-year term


See My Rate

15-Year Fixed

EPay your loan off faster while maintaining a constant rate and
payment.

10% down. No PMI.
15-year term


See My Rate

7/1 ARM

Fix rates are at their lowest for the first seven years, then
adjust yearly

10% down. No PMI.
30-year term


See My Rate

30-Year Fixed

Pay only interest for the first 10 years, then pay back principle
over 30.

15% down. No PMI.
40-year term


See My Rate

Common Questions


To receive a Apex Lending loan, borrowers must be 18 years (*19 if you live in the state of AL or NB) or older, be a U.S. citizen or documented U.S. permanent resident, have a verifiable income, a verifiable bank account, a valid e-mail address and meet our credit criteria requirements. Click here to apply online or call us at (888) 428-1480 and have one of our experienced mortgage banker assist you through the process.

Yes, home loan does allow co-borrowers on home purchase and refinance loans, but might not be required. Click here to apply online or call us at (888) 428-1480 and have one of our experienced mortgage banker assist you through the process.

Your Apex Lending interest rate is determined using several factors including your credit profile, payment history, and ratio of debt to income. To check your individual Apex Lending personal rate with no risk, Click here to apply online or call us at (888) 428-1480 and have one of our experienced mortgage banker assist you through the process.

Apex Lending interest rates are determined using several factors including your credit profile, payment history, and ratio of debt to income. To qualify for the lowest rates, applicants must have excellent credit. Click here to apply online or call us at (888) 428-1480 and have one of our experienced mortgage banker assist you through the process.

Once a loan is approved and funded, borrowers pay an origination fee of 1% to 5% of the loan amount, depending on your loan grade. This fee is deducted from the loan proceeds, so you will not pay anything out of pocket. If you are using your loan proceeds for a specific purchase, be sure to borrow enough to cover both the origination fee and the purchase.

To complete the loan application, you will need to provide additional information such as your Social Security number, bank account, and employment details. We may request that you supply supporting documentation for the information you enter in your application. Examples of this information include a government-issued ID, bank statements, W2, or recent pay stubs. Click here to apply online or call us at (888) 428-1480 and have one of our experienced mortgage banker assist you through the process.

Questions? Call us for a free consultation at

(888) 428-1480