ELIGIBILITY CRITERIA

Mortgage Eligibility

Before you apply for a Apex Lending   mortgage or mortgage refinancing, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a home loan from Apex Lending  . Loan eligibility depends on a number of additional factors, including your credit history, income and employment status and history.

  • You are at least the age of majority in your state
  • You (or any co-borrower or co-signer) are a U.S citizen, or an eligible permanent resident alien or non-permanent resident alien. Other restrictions and eligibility criteria apply to resident alien applicants and non-permanent resident alien applicants.
  • You are not financing an investment property
  • You are purchasing or refinancing a primary residence or second home in AL, AZ, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, MD, MN, MT, NJ, NC, ND, OR, PA, RI, TN, TX, VA, VT, WA, WI or WY.
  • The property you are purchasing or refinancing will be your primary residence or second home for at least 12 months

Apex Lending   does not originate mortgage loans in Alaska, Arkansas, Hawaii, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, New Mexico, Ohio, Oklahoma, South Carolina, South Dakota, Utah, or West Virginia.

Apex Lending   Mortgage State Licensing Details

Apex Lending   Lending Corp. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Apex Lending   is currently able to issue and refinance mortgages in the following states:

Alabama

Mortgage Broker/Lender License: PENDING

Arizona

Mortgage Broker/Lender License: PENDING

California

Mortgage Broker/Lender License: PENDING

Colorado

Mortgage Broker/Lender License: PENDING

Connecticut

Mortgage Broker/Lender License: PENDING

Delaware

Mortgage Broker/Lender License: PENDING

District of Columbia

Mortgage Broker/Lender License: PENDING

Florida

Mortgage Broker/Lender License: PENDING

Georgia

Mortgage Broker/Lender License: PENDING

Idaho

Mortgage Broker/Lender License: PENDING

Illinois

Mortgage Broker/Lender License: PENDING

Indiana

Mortgage Broker/Lender License: PENDING

Maryland

Mortgage Broker/Lender License: PENDING

Minnesota

Mortgage Broker/Lender License: PENDING

Montana

Mortgage Broker/Lender License: PENDING

New Jersey

Mortgage Broker/Lender License: PENDING

New York

Mortgage Broker/Lender License: PENDING

North Carolina

Mortgage Broker/Lender License: PENDING

North Dakota

Mortgage Broker/Lender License: PENDING

Oregon

Mortgage Broker/Lender License: PENDING

Pennsylvania

Mortgage Broker/Lender License: PENDING

Rhode Island

Mortgage Broker/Lender License: PENDING

Tennessee

Mortgage Broker/Lender License: PENDING

Texas

Mortgage Broker/Lender License: PENDING

Vermont

Mortgage Broker/Lender License: PENDING

Virginia

Mortgage Broker/Lender License: PENDING

Washington

Mortgage Broker/Lender License: PENDING

Wisconsin

Mortgage Broker/Lender License: PENDING

Wyoming

Mortgage Broker/Lender License: PENDING

If you don’t see your state listed here, please let us know you are interested so that we can contact you as we expand our mortgage program.

Apex Lending Email us or call (888) 428-1480